DFB Microfinance

Loan Amortization Quotation

Prepared ForStella Paulo Yakobo

Date2026-02-01

PrincipalTZS 30,000,000.00

Rate (Ann.)20.0%

Duration60 Months

Monthly PaymentTZS 794,816.51

Payment #	Payment Date	Beginning Balance	Scheduled Payment	Principal Paid	Interest Paid	Ending Balance	Cumulative Interest
P1	2026-03-01	TZS 30,000,000.00	TZS 794,816.51	TZS 294,816.51	TZS 500,000.00	TZS 29,705,183.49	TZS 500,000.00
P2	2026-04-01	TZS 29,705,183.49	TZS 794,816.51	TZS 299,730.12	TZS 495,086.39	TZS 29,405,453.37	TZS 995,086.39
P3	2026-05-01	TZS 29,405,453.37	TZS 794,816.51	TZS 304,725.62	TZS 490,090.89	TZS 29,100,727.75	TZS 1,485,177.28
P4	2026-06-01	TZS 29,100,727.75	TZS 794,816.51	TZS 309,804.38	TZS 485,012.13	TZS 28,790,923.37	TZS 1,970,189.41
P5	2026-07-01	TZS 28,790,923.37	TZS 794,816.51	TZS 314,967.79	TZS 479,848.72	TZS 28,475,955.58	TZS 2,450,038.13
P6	2026-08-01	TZS 28,475,955.58	TZS 794,816.51	TZS 320,217.25	TZS 474,599.26	TZS 28,155,738.33	TZS 2,924,637.39
P7	2026-09-01	TZS 28,155,738.33	TZS 794,816.51	TZS 325,554.20	TZS 469,262.31	TZS 27,830,184.13	TZS 3,393,899.70
P8	2026-10-01	TZS 27,830,184.13	TZS 794,816.51	TZS 330,980.11	TZS 463,836.40	TZS 27,499,204.02	TZS 3,857,736.10
P9	2026-11-01	TZS 27,499,204.02	TZS 794,816.51	TZS 336,496.44	TZS 458,320.07	TZS 27,162,707.58	TZS 4,316,056.17
P10	2026-12-01	TZS 27,162,707.58	TZS 794,816.51	TZS 342,104.72	TZS 452,711.79	TZS 26,820,602.86	TZS 4,768,767.96
P11	2027-01-01	TZS 26,820,602.86	TZS 794,816.51	TZS 347,806.46	TZS 447,010.05	TZS 26,472,796.40	TZS 5,215,778.01
P12	2027-02-01	TZS 26,472,796.40	TZS 794,816.51	TZS 353,603.24	TZS 441,213.27	TZS 26,119,193.16	TZS 5,656,991.28
P13	2027-03-01	TZS 26,119,193.16	TZS 794,816.51	TZS 359,496.62	TZS 435,319.89	TZS 25,759,696.54	TZS 6,092,311.17
P14	2027-04-01	TZS 25,759,696.54	TZS 794,816.51	TZS 365,488.23	TZS 429,328.28	TZS 25,394,208.31	TZS 6,521,639.45
P15	2027-05-01	TZS 25,394,208.31	TZS 794,816.51	TZS 371,579.70	TZS 423,236.81	TZS 25,022,628.61	TZS 6,944,876.26
P16	2027-06-01	TZS 25,022,628.61	TZS 794,816.51	TZS 377,772.70	TZS 417,043.81	TZS 24,644,855.91	TZS 7,361,920.07
P17	2027-07-01	TZS 24,644,855.91	TZS 794,816.51	TZS 384,068.91	TZS 410,747.60	TZS 24,260,787.00	TZS 7,772,667.67
P18	2027-08-01	TZS 24,260,787.00	TZS 794,816.51	TZS 390,470.06	TZS 404,346.45	TZS 23,870,316.94	TZS 8,177,014.12
P19	2027-09-01	TZS 23,870,316.94	TZS 794,816.51	TZS 396,977.89	TZS 397,838.62	TZS 23,473,339.05	TZS 8,574,852.74
P20	2027-10-01	TZS 23,473,339.05	TZS 794,816.51	TZS 403,594.19	TZS 391,222.32	TZS 23,069,744.86	TZS 8,966,075.06
P21	2027-11-01	TZS 23,069,744.86	TZS 794,816.51	TZS 410,320.76	TZS 384,495.75	TZS 22,659,424.10	TZS 9,350,570.81
P22	2027-12-01	TZS 22,659,424.10	TZS 794,816.51	TZS 417,159.44	TZS 377,657.07	TZS 22,242,264.66	TZS 9,728,227.88
P23	2028-01-01	TZS 22,242,264.66	TZS 794,816.51	TZS 424,112.10	TZS 370,704.41	TZS 21,818,152.56	TZS 10,098,932.29
P24	2028-02-01	TZS 21,818,152.56	TZS 794,816.51	TZS 431,180.63	TZS 363,635.88	TZS 21,386,971.93	TZS 10,462,568.17
P25	2028-03-01	TZS 21,386,971.93	TZS 794,816.51	TZS 438,366.98	TZS 356,449.53	TZS 20,948,604.95	TZS 10,819,017.70
P26	2028-04-01	TZS 20,948,604.95	TZS 794,816.51	TZS 445,673.09	TZS 349,143.42	TZS 20,502,931.86	TZS 11,168,161.12
P27	2028-05-01	TZS 20,502,931.86	TZS 794,816.51	TZS 453,100.98	TZS 341,715.53	TZS 20,049,830.88	TZS 11,509,876.65
P28	2028-06-01	TZS 20,049,830.88	TZS 794,816.51	TZS 460,652.66	TZS 334,163.85	TZS 19,589,178.22	TZS 11,844,040.50
P29	2028-07-01	TZS 19,589,178.22	TZS 794,816.51	TZS 468,330.21	TZS 326,486.30	TZS 19,120,848.01	TZS 12,170,526.80
P30	2028-08-01	TZS 19,120,848.01	TZS 794,816.51	TZS 476,135.71	TZS 318,680.80	TZS 18,644,712.30	TZS 12,489,207.60
P31	2028-09-01	TZS 18,644,712.30	TZS 794,816.51	TZS 484,071.30	TZS 310,745.21	TZS 18,160,641.00	TZS 12,799,952.81
P32	2028-10-01	TZS 18,160,641.00	TZS 794,816.51	TZS 492,139.16	TZS 302,677.35	TZS 17,668,501.84	TZS 13,102,630.16
P33	2028-11-01	TZS 17,668,501.84	TZS 794,816.51	TZS 500,341.48	TZS 294,475.03	TZS 17,168,160.36	TZS 13,397,105.19
P34	2028-12-01	TZS 17,168,160.36	TZS 794,816.51	TZS 508,680.50	TZS 286,136.01	TZS 16,659,479.86	TZS 13,683,241.20
P35	2029-01-01	TZS 16,659,479.86	TZS 794,816.51	TZS 517,158.51	TZS 277,658.00	TZS 16,142,321.35	TZS 13,960,899.20
P36	2029-02-01	TZS 16,142,321.35	TZS 794,816.51	TZS 525,777.82	TZS 269,038.69	TZS 15,616,543.53	TZS 14,229,937.89
P37	2029-03-01	TZS 15,616,543.53	TZS 794,816.51	TZS 534,540.78	TZS 260,275.73	TZS 15,082,002.75	TZS 14,490,213.62
P38	2029-04-01	TZS 15,082,002.75	TZS 794,816.51	TZS 543,449.80	TZS 251,366.71	TZS 14,538,552.95	TZS 14,741,580.33
P39	2029-05-01	TZS 14,538,552.95	TZS 794,816.51	TZS 552,507.29	TZS 242,309.22	TZS 13,986,045.66	TZS 14,983,889.55
P40	2029-06-01	TZS 13,986,045.66	TZS 794,816.51	TZS 561,715.75	TZS 233,100.76	TZS 13,424,329.91	TZS 15,216,990.31
P41	2029-07-01	TZS 13,424,329.91	TZS 794,816.51	TZS 571,077.68	TZS 223,738.83	TZS 12,853,252.23	TZS 15,440,729.14
P42	2029-08-01	TZS 12,853,252.23	TZS 794,816.51	TZS 580,595.64	TZS 214,220.87	TZS 12,272,656.59	TZS 15,654,950.01
P43	2029-09-01	TZS 12,272,656.59	TZS 794,816.51	TZS 590,272.23	TZS 204,544.28	TZS 11,682,384.36	TZS 15,859,494.29
P44	2029-10-01	TZS 11,682,384.36	TZS 794,816.51	TZS 600,110.10	TZS 194,706.41	TZS 11,082,274.26	TZS 16,054,200.70
P45	2029-11-01	TZS 11,082,274.26	TZS 794,816.51	TZS 610,111.94	TZS 184,704.57	TZS 10,472,162.32	TZS 16,238,905.27
P46	2029-12-01	TZS 10,472,162.32	TZS 794,816.51	TZS 620,280.47	TZS 174,536.04	TZS 9,851,881.85	TZS 16,413,441.31
P47	2030-01-01	TZS 9,851,881.85	TZS 794,816.51	TZS 630,618.48	TZS 164,198.03	TZS 9,221,263.37	TZS 16,577,639.34
P48	2030-02-01	TZS 9,221,263.37	TZS 794,816.51	TZS 641,128.79	TZS 153,687.72	TZS 8,580,134.58	TZS 16,731,327.06
P49	2030-03-01	TZS 8,580,134.58	TZS 794,816.51	TZS 651,814.27	TZS 143,002.24	TZS 7,928,320.31	TZS 16,874,329.30
P50	2030-04-01	TZS 7,928,320.31	TZS 794,816.51	TZS 662,677.84	TZS 132,138.67	TZS 7,265,642.47	TZS 17,006,467.97
P51	2030-05-01	TZS 7,265,642.47	TZS 794,816.51	TZS 673,722.47	TZS 121,094.04	TZS 6,591,920.00	TZS 17,127,562.01
P52	2030-06-01	TZS 6,591,920.00	TZS 794,816.51	TZS 684,951.18	TZS 109,865.33	TZS 5,906,968.82	TZS 17,237,427.34
P53	2030-07-01	TZS 5,906,968.82	TZS 794,816.51	TZS 696,367.03	TZS 98,449.48	TZS 5,210,601.79	TZS 17,335,876.82
P54	2030-08-01	TZS 5,210,601.79	TZS 794,816.51	TZS 707,973.15	TZS 86,843.36	TZS 4,502,628.64	TZS 17,422,720.18
P55	2030-09-01	TZS 4,502,628.64	TZS 794,816.51	TZS 719,772.70	TZS 75,043.81	TZS 3,782,855.94	TZS 17,497,763.99
P56	2030-10-01	TZS 3,782,855.94	TZS 794,816.51	TZS 731,768.91	TZS 63,047.60	TZS 3,051,087.03	TZS 17,560,811.59
P57	2030-11-01	TZS 3,051,087.03	TZS 794,816.51	TZS 743,965.06	TZS 50,851.45	TZS 2,307,121.97	TZS 17,611,663.04
P58	2030-12-01	TZS 2,307,121.97	TZS 794,816.51	TZS 756,364.48	TZS 38,452.03	TZS 1,550,757.49	TZS 17,650,115.07
P59	2031-01-01	TZS 1,550,757.49	TZS 794,816.51	TZS 768,970.55	TZS 25,845.96	TZS 781,786.94	TZS 17,675,961.03
P60	2031-02-01	TZS 781,786.94	TZS 794,816.72	TZS 781,786.94	TZS 13,029.78	TZS 0.00	TZS 17,688,990.81
TOTALS			TZS 47,688,990.81	TZS 30,000,000.00	TZS 17,688,990.81

Disclaimer: This schedule is an estimate based on the terms provided. Actual interest and final payoff amounts may vary based on payment dates. This document does not constitute a binding lending agreement.